Shop/House Insurance refers to a type of insurance policy that helps protect the property and contents of a shop or house from various risks. It's a broad category, but essentially it provides coverage against damage, loss, or theft that could affect either a residential or commercial property.
This protects the physical structure of the building itself. In a house, it covers things like walls, roof, floors, and other integral parts of the building. For a shop, it includes the walls, windows, and anything fixed to the structure (like shelves or signs).